Own Art - Buy now. Pay over 10 months. Zero interest.
Owning a piece you love shouldn't come down to whether you can cover it in one go.
Own Art is a government-backed scheme that lets you spread the cost of any eligible artwork across 10 monthly instalments, completely interest-free. No hidden fees. No catch. Just a straightforward way to bring something home that you'd otherwise be talking yourself out of.
Loans go from £250 up to £5,000, and yes, that can include the framing.
How It Works
The whole process happens online in a few minutes.
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Pick your piece. Browse the shop and find what you want.
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Select "Buy with Own Art" at checkout. You'll see this option on all eligible works.
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Fill in your details. Just the basics.
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You will be redirected to Novuna Personal Finance (Own Art's lending partner) to securely complete the application.
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Instant decision. Most applications come back within seconds.
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We send you your artwork. Once approved, your piece ships within 14 days, unless it's part of a current exhibition, in which case we'll let you know when it is ready to ship.
Enjoy it now, pay over time. Ten equal monthly payments, no interest, nothing extra.
Want to include bespoke framing or delivery in your loan? Drop us a line at access@bsmt.co.uk and we'll send you a custom application link.
Who Can Apply
Anyone who:
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Lives in the UK
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Is over 18
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Has a UK bank account
That's it. No employment checks, no complicated criteria. Just an easy way to make collecting more accessible.
A Note on Finance
A lot of people feel awkward about asking for finance in a gallery setting. We've never understood why that should be the case.
Since joining the scheme, we've helped a lot of people bring home pieces they loved, first-time buyers, long-time collectors, people who'd walked past something three times before finally committing. The process takes minutes and the decision is instant. There's nothing to lose by trying.
If you have questions before you apply, just ask. We're at access@bsmt.co.uk or can happily chat on the phone on 07944857747
Learn More
For full details about the Own Art scheme: